FAQ

FAQ

At Optimum Title Loans we believe this handy little FAQ section will help answer some of the questions you might have about Car Title Loans City Name.

Q – How do I apply for a title loan?

A – The process is really simple. All it takes is a car title in your name to get started. You’ll also need a valid government issued identification card. Once you have that ready, just bring them down to our office where we can begin the loan application process and get you headed in the right direction.

Q – I’ve heard that car title loans are expensive and hard to repay; is this true?

A – We give all loan approved customers a good and lengthy amount of time to make small monthly payments until the loan has been repaid, thus making the loan repayment cycle as manageable as possible.

Q – If I lose my job for some reason, will you work with me on payments?

A – Certainly! While we do want you to make timely payments, we will gladly work with you to help you get through a hard time during your repayment cycle. Remember that while you are pledging your car title to get a loan, we will do everything in our power to make sure that you don’t lose your car.

Q – How much money can I borrow in a loan?

A – Here at Optimum Car Title Loans, you’ll find that your loan amount is based on the value of your car. Since we use your car title as collateral, the amount of money you are eligible to borrow depends on the value of your car as well as your ability to repay the loan. Our loan amount range from $2,501 and go up to $20,000

Q – Do I get to use my car while repaying the loan?

A – You certainly do! While we keep your car title as collateral for the life of the loan, you keep driving you car!

For more information about title loans, visit https://usamoneytoday.com/how-title-loans-work/.